| |
This Notice Describes
How Medical Information About Your May Be Used and Disclosed and How
You Can Get Access To This Information. Please Review It Carefully.
If you have any questions about this notice, please contact Keith Berg,
Privacy Officer, Acro Service Corp. (Acro).
Who Will Follow This
Notice
This notice describes the medical information practices of Acro Service
Corp. Welfare Benefit Plan and that of any third party that assists
in the administration of Plan claims.
Our Pledge Regarding
Medical Information
We understand that medical information about you and your health is
personal. We are committed to protecting medical information about you.
We create a record of the health care claims reimbursed under the Plan
for Plan administration purposes. This notice applies to all of the
medical records we maintain. Your personal doctor or health care provider
may have different policies or notices regarding the doctor’s use and
disclosure of your medical information created in the doctor’s office
or clinic.
This notice will tell you about the ways in which
we may use and disclose medical information about you. It also describes
our obligations and your rights regarding the use and disclosure of
medical information.
We are required by law to:
-
make sure that medical
information that identifies you is kept private;
-
give you this notice
of our legal duties and privacy practices with respect to medical
information about you; and
-
follow the terms of the
notice that is currently in effect.
How We May Use and
Disclose Medical Information About You
The following categories describe different ways that we use and disclose
medical information. For each category of uses or disclosures we will
explain what we mean and present some examples. Not every use or disclosure
in a category will be listed. However, all of the ways we are permitted
to use and disclose information will fall within one of the categories.
For Treatment (as described in applicable regulations).
We may use or disclose medical information about you to facilitate medical
treatment or services by providers. We may disclose medical information
about you to providers, including doctors, nurses, technicians, medical
students, or other hospital personnel who are Involved in taking care
of you. For example, we might disclose information about your prior
prescriptions to a pharmacist to determine if a pending prescription
is contraindicative with prior prescriptions.
For Payment (as described in applicable regulations).
We may use and disclose medical information about you to determine eligibility
for Plan benefits, to facilitate payment for the treatment and services
you receive from health care providers, to determine benefit responsibility
under the Plan, or to coordinate Plan coverage. For example, we may
tell your health care provider about your medical history to determine
whether a particular treatment is experimental, investigational, or
medically necessary or to determine whether the Plan will cover the
treatment. We may also share medical information with a utilization
review or precertification service provider. Likewise, we may share
medical information with another entity to assist with the adjudication
or subrogation of health claims or to another health plan to coordinate
benefit payments.
For Health Care Operations (as described in applicable regulations).
We may use and disclose medical information about you for other Plan
operations. These uses and disclosures are necessary to run the Plan.
For example, we may use medical information in connection with: conducting
quality assessment and improvement activities; underwriting, premium
rating, and other activities relating to Plan coverage; submitting claims
for stop-loss (or excess loss) coverage; conducting or arranging for
medical review, legal services, audit services, and fraud and abuse
detection programs; business planning and development such as cost management;
and business management and general Plan administrative activities.
As Required By Law. We will disclose medical information
about you when required to do so by federal, state or local law. For
example, we may disclose medical information when required by a court
order in a litigation proceeding such as a malpractice action.
To Avert a Serious Threat to Health or Safety. We
may use and disclose medical information about you when necessary to
prevent a serious threat to your health and safety or the health and
safety of the public or another person. Any disclosure, however, would
only be to someone able to help prevent the threat. For example, we
may disclose medical information about you in a proceeding regarding
the licensure of a physician.
Special Situations
Disclosure to Health Plan Sponsor. Information may
be disclosed to another health plan maintained by Acro for purposes
of facilitating claims payments under that plan. In addition, medical
information may be disclosed to Acro personnel solely for purposes of
administering benefits under the Plan.
Organ and Tissue Donation. If you are an organ donor,
we may release medical information to organizations that handle organ
procurement or organ, eye or tissue transplantation or to an organ donation
bank, as necessary to facilitate organ or tissue donation and transplantation.
Military and Veterans. If you are a member of the armed forces,
we may release medical information about you as required by military
command authorities. We may also release medical Information about foreign
military personnel to the appropriate foreign military authority.
Workers’ Compensation. We may release medical information
about you for workers’ compensation or similar programs. These programs
provide benefits for work-related injuries or illness.
Public Health Risks. We may disclose medical information
about you for public health activities. These activities generally include
the following:
to prevent or control disease, injury or disability;
to report births and deaths;
to report child abuse or neglect;
to report reactions to medications or problems with products;
to notify people of recalls of products they may be using;
to notify a person who may have been exposed to a disease or may be
at risk for contracting or spreading a disease or condition;
to notify the appropriate government authority if we believe a patient
has been the victim of abuse, neglect or domestic violence. We will
only make this disclosure if you agree or when required or authorized
by law.
Health Oversight Activities. We may disclose medical
information to a health oversight agency for activities authorized by
law. These oversight activities include, for example, audits, investigations,
inspections, and licensure. These activities are necessary for the government
to monitor the health care system, government programs, and compliance
with civil rights laws.
Lawsuits and Disputes. If you are involved in a lawsuit or
a dispute, we may disclose medical information about you in response
to a court or administrative order. We may also disclose medical information
about you in response to a subpoena, discovery request, or other lawful
process by someone else Involved in the dispute, but only if efforts
have been made to tell you about the request or to obtain an order protecting
the information requested.
Law Enforcement. We may release medical information if asked
to do so by a law enforcement official:
- in response to a court order, subpoena, warrant, summons or similar
process;
- to identify or locate a suspect, fugitive, material witness,
or missing person;
- about the victim of a crime if, under certain limited circumstances,
we are unable to obtain the person’s agreement;
- about a death we believe may be the result of criminal conduct;
- about criminal conduct at the hospital; and
- in emergency circumstances to report a crime; the location of
the crime or victims; or the identity description or location of
the person who committed the crime.
Coroners, Medical Examiners and Funeral Directors.
We may release medical information to a coroner or medical examiner.
This may be necessary, for example, to identify a deceased person or
determine the cause of death. We may also release medical information
about patients of the hospital to funeral directors as necessary to
carry out their duties.
National Security and Intelligence Activities. We may
release medical information about you to authorized federal officials
for intelligence, counterintelligence, and other national security activities
authorized by law.
Inmates. If you are an inmate of a correctional Institution
or under the custody of a law enforcement official, we may release medical
information about you to the correctional institution or law enforcement
official. This release would be necessary (1) for the institution to
provide you with health care; (2) to protect your health and safety
or the health and safety of others; or (3) for the safety and security
of the correctional institution.
Your Rights Regarding Medical Information
About You
You have the following rights regarding medical information we maintain
about you:
Right to Inspect and Copy. You have the right to inspect and
copy medical information that may be used to make decisions about your
Plan benefits. To inspect and copy medical information that may be used
to make decisions about you, you must submit your request in writing to
Keith Berg, Privacy Officer, Acro Service Corp., 39209 W.Six Mile Road, Suite 250, Livonia MI 48152. If you request a copy of the information,
we may charge a fee for the costs of copying, mailing or other supplies
associated with your request.
We may deny your request to inspect and copy in certain very limited circumstances.
If you are denied access to medical information, you may request that
the denial be reviewed
Right to Amend. If you feel that medical Information
we have about you is incorrect or incomplete, you may ask us to amend
the information. You have the right to request an amendment for as long
as the information is kept by or for the Plan.
To request an amendment, your request must be made in writing and submitted
to: Keith Berg, Privacy Officer, Acro Service Corp., 39209 W.Six Mile Road, Suite 250, Livonia MI 48152. In addition, you must provide a reason
that supports your request.
We may deny your request for an amendment if it is not in writing or does
not include a reason to support the request. In addition, we may deny
your request if you ask us to amend information that:
- is not part of the medical information kept by or for the Plan;
- was not created by us, unless the person or entity that created
the information is no longer available to make the amendment;
- is not part of the information which you would be permitted to
Inspect and copy; or
- is accurate and complete.
Right to an Accounting of Disclosures. You have the right
to request an accounting of disclosures where such disclosure was made
for any purpose other than treatment, payment, or health care operations.
To request this list of accounting of disclosures, you must submit your
request In writing to Keith Berg, Privacy Officer, Acro Service Corp.,
39209 W.Six Mile Road, Suite 250, Livonia MI 48152. Your request
must state a time period which may not be longer than six years and may
not include dates before April 2004. Your request should indicate in what
form you want the list (for example, paper or electronic). The first accounting
you request within a 12 month period will be free. For additional requests,
we may charge you for the costs of providing the accounting. We will notify
you of the cost involved and you may choose to withdraw or modify your
request at that time before any costs are incurred.
Right to Request Restrictions. You have the right to
request a restriction or limitation on the medical information we use
or disclose about you for treatment, payment or health care operations.
You also have the right to request a limit on the medical information
we disclose about you to someone who is involved in your care or the payment
for your care, like a family member or friend. For example, you could
ask that we not use or disclose information about a surgery you had.
We are not required to agree to your request.
To request restrictions, you must make your request in writing. In your
request, you must tell us (1) what information you want to limit; (2)
whether you want to limit our use, disclosure or both; and (3) to whom
you want the limits to apply, for example, disclosures to your spouse.
Right to Request Confidential Communications. You have
the right to request that we communicate with you about medical matters
in a certain way or at a certain location. For example, you can ask that
we only contact you at work or by mail.
To request confidential communications, you must make your request in
writing to Keith Berg, Privacy Officer, Acro Service Corp., 39209 W.Six Mile Road, Suite 250, Livonia MI 48152. We will not ask you the reason
for your request. We will accommodate all reasonable requests. Your request
must specify how or where you wish to be contacted.
We have the right to deny these requests.
Right to a Paper Copy of This Notice. You have the right
to a paper copy of this notice. You may ask us to give you a copy of this
notice at any time. Even if you have agreed to receive this notice electronically,
you are still entitled to a paper copy of this notice.
You may obtain a copy of this notice at our website, www.acrocorp.com.
To obtain a paper copy of this notice, please write to: Keith Berg, Privacy
Officer, Acro Service Corp., 39209 W.Six Mile Road, Suite 250, Livonia MI 48152.
Changes to This Notice
We reserve the right to change this notice. We reserve the right to make
the revised or changed notice effective for medical information we already
have about you as well as any information we receive in the future. We
will post a copy of the current notice on the Plan website. The notice
will contain on the first page, in the top right-hand corner, the effective
date.
Complaints
If you believe your privacy rights have been violated, you may file a
complaint with the Plan or with the Secretary of the Department of Health
and Human Services. To file a complaint with the Plan, contact Keith Berg,
Privacy Officer, Acro Service Corp., 39209 W.Six Mile Road, Suite 250, Livonia MI 48152. All complaints must be submitted in writing.
You will not be penalized for filing a complaint.
Other Uses of Medical Information
Other uses and disclosures of medical information not covered by this
notice or the laws that apply to us will be made only with your written
permission. If you provide us permission to use or disclose medical information
about you, you may revoke that permission, in writing, at any time. If
you revoke your permission, we will no longer use or disclose medical
information about you for the reasons covered by your written authorization.
You understand that we are unable to take back any disclosures we have
already made with your permission, and that we are required to retain
our records of the care that we provided to you.
|